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You can also check with your solicitor or adviser, if you have one. If you can't meet the deadline, write to the court to tell them why and ask if they can change it. For example, tell them if you're too ill to meet the deadline. You should do this as soon as possible after getting the letter. If you call your supplier, you might have to wait longer than normal to speak to someone.

If you can, try contacting them online through their website, through social media, or by email. Contact your provider and ask what they can do to help.

For example, they might agree to help you by:. If your provider won't help you, you might be able to switch to a different provider. You can check how to contact TV Licensing and what they can do to help on their website.

You might be able to get a payment holiday on your bill, or move to a cheaper tariff. If you're struggling to pay your tax bill, you should speak to HMRC straight away. You can call them on their coronavirus helpline:. You can read more about what to do if you can't pay your tax bill on time on GOV.

If you have an individual voluntary arrangement IVA that includes tax debt, you might be able to delay your payments. Speak to your insolvency practitioner - they'll let you know if it's possible to delay your payments. You can find out more about what to do if you're struggling to pay your IVA.

If you paid for your insurance up front and then change your policy to make it cheaper, you should get a refund of the difference. If you ask your insurance provider, they might agree to pause your insurance payments for 3 months. If you can, keep making your payments until your insurance provider agrees you can take a payment deferral. Your insurance provider might contact you during your payment deferral or after it ends to work out how you can pay it back.

They might help you by doing things like:. If you don't think your insurance provider is treating you fairly, you could complain to them. It could also be a payday loan or money from a pawnbroker. You might be able to agree a plan with them to help you pay the money you owe. An unauthorised lender might want to charge high interest rates or expensive fees.

They might not give you proper paperwork, and might ask to take things like your passport, or a bank card as security for the loan. You can report loan sharks on the Stop Loan Sharks website. It's worth speaking to an adviser if you're thinking about taking out a loan to pay off your overdraft. It's likely to cost you more and could cause problems if you can't afford the payments. Skip to navigation Skip to content Skip to footer. Top links Housing benefit. Top links Template letter to raise a grievance at work.

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England This advice applies to England: England home Advice can vary depending on where you live. Check if you can get free school meals If you have children and you get certain benefits, you might be able to get free school meals for your children.

Check if you can get help with your living costs You can contact your local council to see if they can give you any extra help from a hardship fund, including food or essential things like clothes. You can still get help if either: you have a child who needs help you have a medical condition and you need someone to look after you Check if you can pay less council tax You might qualify for a council tax reduction if your income has dropped or if you started claiming benefits recently.

You should contact your local council to see if you qualify for a council tax reduction. Just go to iforgot. If you enter your credit-card details correctly, and are asked to reenter your security information, contact your card issuer.

The issuer might have declined your authorization attempts. What is account recovery? After you start account recovery After you request account recovery, you get an email with a confirmation of your request and the date and time of when you can expect to regain access. If you submitted your account recovery request with iforgot. Using that device might cancel account recovery. To avoid delays, turn off other devices that are signed in with your Apple ID until account recovery is complete.

Check the status of your request At any time, you can see how long it will be until your account is ready for recovery, or when more information will be available. Cancel your request If you remember your information and can sign in successfully, your wait period cancels automatically and you can use your Apple ID immediately. To cancel a recovery request that you did not make, follow the instructions in your email confirmation.

Get help If you need more help, contact Apple Support. While we can answer your questions about the account recovery process, we can't verify your identity or expedite the process in any way. Did you forget your Apple ID password, but you don't use two-factor authentication?

Learn what to do. If you generated a recovery key, you can't use account recovery. Learn more about using a recovery key.